Foreign workers' insurance stays

KUALA LUMPUR: The Health Ministry stands firm on its decision to make it mandatory for all foreign workers to be medically insured effective next year.

Speaking to The Malay Mail yesterday, Health Minister Datuk Seri Liow Tiong Lai assured that the move was for the nation's good and the annual cost of RM120 for the insurance premium was "minimal".

Liow said the government ruling should not worry employers as the annual insurance premium is borne by the employees, not employers.

“There are only two industries where the premium is borne by the employers, namely, the maid and plantation industry,” said Liow, when met at Parliament.

“Otherwise, the costs are borne by the employees themselves. However, RM120 is not a high premium.

"With it, the worker is insured up to RM10,000 in hospital fees instead of only RM750 under the current Foreign Workers Compensation Scheme, which awards compensation due to illness, injury or death during accidents at work only.

“It is, after all, for their health. They don’t have to worry when they visit the hospital because they are protected.”

Liow said the ruling was important because the government had to address the escalating uncollected hospital debts due to foreign workers who sought treatment at government hospitals.

“Last year, uncollected debt at hospitals was estimated at RM14 million. This year, it is about RM18 million.

"We have to do something because this is too much.”

Liow said the move was also one of the EPPs (Entry Point Projects) of the National Key Economic Activities for his ministry.

“It’s for the good of the nation. We hope reducing the uncollected debts will help our country’s economy.”

However, foreign workers outsourcing company, IRC Global Search (M) Sdn Bhd, called on the government to rethink the move.

It claimed the ruling would affect operational costs of small and medium enterprises.

The ruling takes effect on Jan 1 next year.

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Joseph Kaos Jr
Friday, December 3rd, 2010 13:55:00

Malaysia Sees Reduction In Unemployment, Says MoHR

PUTRAJAYA, Dec 1 (Bernama) -- Malaysia registered a reduction in the number of unemployed in September 2010 which stood at 364,200, said Minister of Human Resources, Datuk Dr S. Subramaniam Wednesday.

"This is a positive sign to renewed business strength, increased stakeholder confidence and ultimately economic recovery," he said in his speech at the K-Workers Development Initiatives (KID) Certificate Presentation Ceremony 2010 here.

KID is an initiative championed by Multimedia Development Corp (MDeC) in efforts to create a highly competent and knowledgeable Information and Communications Technology (ICT) workforce.

He said due to the recent economic crisis, unemployment rose to 3.6 per cent in 2009 to 413,700 from 3.1 per cent in 2008.

Elsewhere, Dr Subramaniam said the ministry will continue to support MDeC in its vision to create 85,000 jobs by 2015.

"We urge institutions of higher learning (IHLs) to continue to strengthen their ties with MDeC so as to enable their students to grasp the talent development opportunities that MSC Malaysia offers and for private sector employers to contribute in job creation."

Dr Subramaniam said that more than 6,000 students and 400 lecturers have been trained and equipped with industry-relevant skills and knowledge through these various K-Workers Development Initiatives.

"I hope the collaboration will expand further with a higher participation and commitment level from private sector players.

"This is already visible with the recent announcement of establishing ICT finishing schools to train 25,000 k-workers which will take MSC Malaysia to its third phase of development," he said.

KID offers five programmes namely, undergraduate skills; undergraduate apprentice and development; graduate trainee; skills training and enhancement; job camp; and industry-academia collaboration.

-- BERNAMA

Govt urged to review health insurance for foreign workers directive

KUALA LUMPUR: The government has been urged to review the directive requiring all foreign workers except domestic maids in the country to have health insurance coverage beginning next year, which is said to benefit only the insurance companies.

The president of the Malaysian Association of Suppliers and Managers of Foreign Workers (TEKAM), Datuk Baharom Abdul Ghani, said based on the maximum premium of RM120 annually involving two million foreign workers in the country, the insurance companies would be collecting approximately RM240 million a year.

"Looking deeper into the matter, the insurance companies would be making a clean profit of more than 90 per cent," he said in a Press statement today.

Health Minister Datuk Seri Liow Tiong Lai recently announced that all foreign workers in the country, except for domestic maids, were required to have health insurance coverage beginning Jan 1, next year.

The enforcement of this requirement is said to ensure that the arrears in hospital bill, which has now reached RM18 million, would not pose a burden to the government.

Baharom said the insurance coverage under the Foreign Workers Compensation Scheme, which had been implemented, was sufficient to ensure the requirement of foreign workers for coverage for health treatment and the compensation for loss of limbs and lives was met.
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Bernama
Wednesday, December 1st, 2010 15:01:00

Some Tips On Making A Customer Feel Comfortable

In this article, I am going to share with you 2 different experiences at 2 different places in relation to customer service. I will not represent myself as an expert in customer service but what I can do, though, is to relate to you my experiences with this “service providers” (if you can call them that). One was a popular fusion food outlet in Solaris Dutamas while the other was a physiotherapy and rehabilitation centre in AmpWalk, Ampang.

Let me relate to you my experience in the food outlet in Solaris Dutamas where I visited with my family one weekend. The first impression I got was that the food outlet was clean, nice décor and seemed to be orderly. To me, orderly means that the restaurant has a fixed menu with the food clearly listed and the price clearly indicated. Apart from that, the restaurant has a “push button” service where you can press a button for water, the bill or general service. That is very convenient and good for the customer. Feeling relaxed, I placed my order by ticking the food which I wanted, pressed the “push button” and was promptly attended to by the waiter.

The waiter took the sheet of paper from me and repeated my orders clearly. I acknowledged the items and the waiter left to process the order. Within 5 minutes, our drinks were promptly served. I was impressed with the prompt service. After the drinks, the food followed suit. Everything was on the table except for the “otak-otak” (curried fish paste). After 15 minutes, there was still no sign of our “otak-otak”. I pressed the “service” button and the waiter came to enquire. I asked the waiter about the “otak-otak” and he said he would check our order. After 10 minutes, the waiter did not show up. As a customer, I couldn’t help but feel annoyed. I saw a man walking pass and assumed he was the Head Waiter. I asked the Head Waiter if he could help us check our order. I also told him that if the “otak-otak” was not ready then to cancel it and give me the bill as we had been waiting for far too long. The Head Waiter just took the order sheet from me and walked away. I assumed that the Head Waiter was going to check on my order and get back to me. After 10 minutes there was no sign of the earlier waiter or the Head Waiter. However, I noticed that the Head Waiter was chatting away with the other waiters and waitresses. Imagine if you are one of the customers waiting for the waiter to “enlighten” you on your order but instead seeing that waiter chatting away without a care, I believe it doesn’t speak well for the food outlet when it comes to service. I walked to the Head Waiter and asked him “What happened?” The Head Waiter told me it will take another 10 minutes before the “otak-otak” will be ready. I commented that the least he could do was to inform me or at least keep me updated. The Head Waiter remained quiet and didn’t seem concerned or bothered.

As a customer, I wish to make a few comments on how to make the customer feel comfortable in a food outlet. I am not going to comment on the décor and the furnishings as they are too subjective and each person has his own preference. What I am going to comment is on the service. One, if any of the food listed in the menu is going to take longer to cook, then kindly state that in the menu. There are certain restaurants that state this very clearly in their menus so that the customer can make an informed choice. Two, from my talks with the people in the food business, I understand that the rule of the thumb is that the food should not take longer than 10 minutes to prepare. The waiter or waitress should advise the customer if anything takes longer than 10 minutes to prepare. It is also a good practice that if for some unforeseen circumstances the food takes much longer than normal to prepare, the waiter or waitress should keep the customer posted. Most of the time, customers become irritated because they feel that they have been ignored. As long as they are kept posted and reassured by the waiters or waitresses, most customers will be understanding and rationale.

In my case, the Head Waiter or the waiter would have scored brownie points with me if they had said something like “Let me check on your order and I will get back to you immediately” or “I am sorry Sir, it looks like your order will take a little longer than expected, I will make sure that it will get to you within the next 10 minutes, I do apologise for the delay”. Just saying these few words or something similar would ease the tension and diffuse the situation.

In comparison, let me share with you my experience in a physiotherapy and rehabilitation centre in AmpWalk which I have been going to regularly for the last few months. On the advice of a Consultant Surgeon, I registered myself with a physiotherapy and rehabilitation centre called DBC Malaysia in AmpWalk (“the Centre”). It originated from Finland but the one in AmpWalk is a local outlet with some international flavour. The first day when I stepped in, I could feel the warmth of the staff in the Centre. I was promptly attended to by a physiologist. She assisted me in filling up a form and proposed an exercise and rehabilitation programme for me. Some of us may say that this is a normal affair or procedure in most fitness centres but to me, it is the positive projection and smiles from the staff that makes the difference. Keeping in mind that the Centre is not exactly a gym but rather a physiotherapy and rehabilitation centre, therefore most of the customers would require a lot of cheer and positive moral support.

When one enters the Centre, one can actually feel the genuine welcome from the staff when they wish you “Good morning” or when asked “How are you today?” I noticed that in the Centre, no one utters any negative words. I am not sure if there is a policy in the Centre that prohibits or discourages such words but whatever it is I think it is excellent! Most of the people who come to the Centre have some existing condition such as stroke, spinal challenges, etc. Therefore, it is only appropriate that the physiotherapists encourage the healing process by bringing in good cheer and changing the mindset of the customers from negative to positive. I hear words like “You are doing great!”, “Absolutely wonderful”, “You are doing much better than yesterday” and “You are getting fabulous and getting better everyday” been uttered generously everyday.

These may just be words but it definitely helps a lot in the healing process. To give you an example, there was this elderly gentleman who comes to the Centre quite regularly. I reckoned that he must have been a rather fit person before he got a stroke. He was frustrated, grumpy and basically complained about everything. However, the Physiotherapist attending to him did not give up and gave him encouragement all of the time. One day, a customer at the Centre commented to the elderly gentleman that he looked much better than when the customer first saw him. The physiotherapist explained that the elderly gentleman’s movements had improved tremendously and he could move on his own without much assistance. I could see the elderly gentleman’s face light up and he was smiling and he reminded me of a young boy opening up a big box of chocolates! Somehow, that “feel good” and positive feeling spread all over the Centre that day. Not only was I inspired but it made me feel great and accept myself for the way I am!

One can draw a contrast between the 2 places I mentioned – the food outlet and the Centre. Of course, one can always say that the 2 places are carrying out different businesses but the gist of it is that the customer must feel comfortable and accepted rather than ignored. Do you remember how you feel when you are in the company of a group of friends laughing and having a good time? It gives you that happy feeling, doesn’t it? Somehow the laughter melts away all the challenges you are facing at that time. If only all places could have that wonderful atmosphere, all of us then would be in a happier and positive mood.

*Seumas Tan practices in the area of Employment Law covering issues dealing with human resource matters. He practices under the name and style of Messrs S. Tan & Co. and may be contacted at Seumas@STanLawyers.com.my.